Compare Melio and Stripe

Comparison

Melio

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Stripe

Millions of businesses of all sizes—from startups to large enterprises—use Stripe’s software and APIs to accept payments, send payouts, and manage their businesses online. Find out more
Try MelioTry Stripe
Why you should consider it
  • Melio saves businesses an average of 15 hours per month on payment processing
  • Melio users have reported an average increase of 2x in on-time payments
  • Over 50,000 businesses trust Melio for their payment needs
  • 135+ currencies and payment methods
  • 250+ Million API requests per day
  • Supported in 35+ countries
What are the benefits?
  • Fast and Reliable Payments
  • Flexible payment options
  • Seamless Payment Process
  • Secure Transactions Guaranteed
  • Great API capability and uptime
Things to look out for
  • Limited language support
  • Limited payment options
  • No Mobile App
  • Pricing transparency missing
  • Chargeback risk
  • Limited dispute resolution
  • Limited support options
  • Payment processing fees
Who is it for?
  • Accountants
  • Accounts Payable Managers
  • Bookkeepers
  • Entrepreneurs
  • Financial Managers
  • Freelancers
  • Procurement Managers
  • Small Business Owners
  • Sole Traders
  • Startups
  • Accountants
  • Accounting Firms
  • Branch Managers
  • Cloud Architects
  • Computer Programmers
  • Contact Centre Teams
  • Customer Service Managers
  • DevOps Engineers
  • Finance Managers
  • Health and Fitness Instructors
  • Healthcare Workers
  • Hotel Managers
  • Hotel Receptionists
  • Technology Providers and Consultants
  • Management Consultants
  • Non-Profit Organisations
  • Operations Managers
  • Retail Businesses
  • Sales and Marketing Teams
  • Sales Managers
  • Savvy Individuals
  • Small Business Owners
  • Software Engineers
  • Startup Companies
  • Leisure, Travel & Tourism Industry
  • Travel Agents
  • Web Designers
  • Web Developers
Features

Accountants

Melio

As a business owner, you know that managing payments can be a time-consuming and frustrating task.

Luckily, Melio Payments is here to help.

Our platform offers a seamless and easy-to-use solution for managing all your payment needs.

Here's why Melio Payments is the best option for your business:

Streamlined Payment Process

Melio Payments makes the payment process simple and easy.

With just a few clicks, you can pay all your bills, vendors, and suppliers in one place.

Our platform integrates with your accounting software, so you can manage your payments and invoices all in one place.

No more logging into multiple accounts or dealing with complex spreadsheets.

Our platform also offers a range of payment options, including ACH bank transfers and debit card payments.

This means you can pay anyone, anywhere, at any time.

Plus, our payment process is fast and secure, so you can rest assured that your payments are always safe.

Save Time and Money

Managing payments can be a time-consuming and expensive task.

Melio Payments helps you save time and money by automating your payment process.

Our platform streamlines your payments and eliminates the need for manual data entry, reducing the risk of errors and saving you valuable time.

Plus, our platform is free to use for all payments made by bank transfers.

This means you can save money on transaction fees and other payment-related costs.

And if you need to make a payment by debit card, our fees are among the lowest in the industry.

Effortless Payment Tracking

Melio Payments makes it easy to track and manage your payments.

Our platform provides real-time updates on the status of your payments, so you always know where your money is.

You can also set up automatic payment reminders, so you never miss a payment deadline again.

Our platform also offers a range of reporting tools, so you can easily track your payment history and analyze your spending.

This helps you make better financial decisions and stay on top of your business finances.

Get Started with Melio Payments Today

Ready to streamline your payment process and save time and money? Sign up for Melio Payments today.

Our platform is easy to use and offers a range of payment options to suit your needs.

Plus, our fees are among the lowest in the industry, so you can save money on transaction costs.

With Melio Payments, you can manage all your payments in one place and stay on top of your business finances.

Sign up today and start enjoying the benefits of a streamlined payment process.

Help & Support

Is there a limit to the amount of payments that can be made using Melio Payments?
No, there is no limit to the amount of payments that can be made using Melio Payments.
Is there a fee for using Melio Payments?
Melio Payments is free to use for businesses paying their bills and vendors. There may be fees for expedited payments or for payments made using a credit card.
Is Melio Payments available outside of the United States?
No, Melio Payments is currently only available for businesses operating within the United States.
What is Melio Payments?
Melio Payments is a payment platform that allows businesses to pay their bills and vendors electronically, saving time and money.
How does Melio Payments work?
Melio Payments allows businesses to pay their bills and vendors electronically. Simply enter the payment details and Melio Payments will send the payment electronically to the recipient.
What types of payments can be made using Melio Payments?
Melio Payments can be used to pay any bill or vendor that accepts electronic payments. This includes rent, utilities, contractors, and more.
Is Melio Payments secure?
Yes, Melio Payments uses bank-level security and encryption to protect your payment information.
How long does it take for payments to be processed?
Payments made using Melio Payments are typically processed within 2-3 business days.

Stripe

Millions of businesses of all sizes—from startups to large enterprises—use Stripe’s software and APIs to accept payments, send payouts, and manage their businesses online.

Help & Support

What is Stripe?
Stripe is a technology company that builds economic infrastructure for the internet. Businesses of every size—from new startups to public companies—use our software to accept payments and manage their businesses online.
What countries does Stripe operate in?
Stripe is available in over 40 countries, including the United States, Canada, Australia, and most of Europe. For a full list of supported countries, please visit the Stripe website.
What types of payments can I accept with Stripe?
Stripe supports a wide variety of payment methods, including credit and debit cards, Apple Pay, Google Pay, and various local payment methods. You can also accept payments in multiple currencies with Stripe.
Is Stripe secure?
Yes, Stripe takes security very seriously and uses advanced security measures to protect your data and transactions. Stripe is also certified as a PCI Level 1 Service Provider, which is the highest level of certification available in the payments industry.
What fees does Stripe charge?
Stripe charges a processing fee of 2.9% + 30 cents per successful transaction for businesses in the United States. Fees may vary for businesses in other countries. Stripe also offers custom pricing for businesses with high transaction volumes.
Does Stripe offer support?
Yes, Stripe offers 24/7 support via email and chat. They also have an extensive online help center with articles, guides, and tutorials to help you get started with Stripe.
Can I use Stripe with my existing website or platform?
Yes, Stripe offers a variety of integration options, including plugins for popular website builders like WordPress and Shopify, as well as APIs for custom integrations. Stripe also has a mobile app for managing your payments on the go.
How long does it take to set up Stripe?
Setting up Stripe is quick and easy. You can create an account and start accepting payments in just a few minutes. However, depending on your business and the level of customization you require, it may take longer to fully integrate Stripe into your website or platform.

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