Compare Stripe and Xoom

Comparison

Stripe Logo

Stripe

Millions of businesses of all sizes—from startups to large enterprises—use Stripe’s software and APIs to accept payments, send payouts, and manage their businesses online. Find out more

Xoom

Xoom is a digital money transfer service that lets you send money to friends and family in over 130 countries. It's fast, secure, and easy to use. Send money online, in minutes! Find out more
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Why you should consider it
  • 135+ currencies and payment methods
  • 250+ Million API requests per day
  • Supported in 35+ countries
  • Xoom has been rated #1 in customer satisfaction by JD Power for the past 3 years
  • Xoom has processed over $50 Billion in payments since its launch in 2001
  • Xoom is available in over 130 countries and territories
What are the benefits?
  • Great API capability and uptime
  • Fast Transfers
  • Global Reach
  • Low Fees
  • Secure Payments
Things to look out for
  • Chargeback risk
  • Limited dispute resolution
  • Limited support options
  • Payment processing fees
  • Exchange Rates
  • Fees
  • Limits
  • Security
Who is it for?
  • Accountants
  • Accounting Firms
  • Branch Managers
  • Cloud Architects
  • Computer Programmers
  • Contact Centre Teams
  • Customer Service Managers
  • DevOps Engineers
  • Finance Managers
  • Health and Fitness Instructors
  • Healthcare Workers
  • Hotel Managers
  • Hotel Receptionists
  • Technology Providers and Consultants
  • Management Consultants
  • Non-Profit Organisations
  • Operations Managers
  • Retail Businesses
  • Sales and Marketing Teams
  • Sales Managers
  • Savvy Individuals
  • Small Business Owners
  • Software Engineers
  • Startup Companies
  • Leisure, Travel & Tourism Industry
  • Travel Agents
  • Web Designers
  • Web Developers
  • Expats
  • Family Members
  • Freelancers
  • International Students
  • Small Business Owners
  • Travelers
Features

Accountants

Stripe

Millions of businesses of all sizes—from startups to large enterprises—use Stripe’s software and APIs to accept payments, send payouts, and manage their businesses online.

Help & Support

What is Stripe?
Stripe is a technology company that builds economic infrastructure for the internet. Businesses of every size—from new startups to public companies—use our software to accept payments and manage their businesses online.
What countries does Stripe operate in?
Stripe is available in over 40 countries, including the United States, Canada, Australia, and most of Europe. For a full list of supported countries, please visit the Stripe website.
What types of payments can I accept with Stripe?
Stripe supports a wide variety of payment methods, including credit and debit cards, Apple Pay, Google Pay, and various local payment methods. You can also accept payments in multiple currencies with Stripe.
Is Stripe secure?
Yes, Stripe takes security very seriously and uses advanced security measures to protect your data and transactions. Stripe is also certified as a PCI Level 1 Service Provider, which is the highest level of certification available in the payments industry.
What fees does Stripe charge?
Stripe charges a processing fee of 2.9% + 30 cents per successful transaction for businesses in the United States. Fees may vary for businesses in other countries. Stripe also offers custom pricing for businesses with high transaction volumes.
Does Stripe offer support?
Yes, Stripe offers 24/7 support via email and chat. They also have an extensive online help center with articles, guides, and tutorials to help you get started with Stripe.
Can I use Stripe with my existing website or platform?
Yes, Stripe offers a variety of integration options, including plugins for popular website builders like WordPress and Shopify, as well as APIs for custom integrations. Stripe also has a mobile app for managing your payments on the go.
How long does it take to set up Stripe?
Setting up Stripe is quick and easy. You can create an account and start accepting payments in just a few minutes. However, depending on your business and the level of customization you require, it may take longer to fully integrate Stripe into your website or platform.

Xoom

Xoom: An Overview


Xoom is a digital money transfer service that allows users to send money to friends and family in over 130 countries.

It is a fast, secure, and cost-effective way to send money abroad.

Xoom is owned by PayPal and is a great option for those who need to send money overseas quickly and easily.

Who Should Use Xoom?


Xoom is ideal for those who need to send money overseas quickly and securely.

It is a great option for those who need to send money to friends and family abroad, as well as those who need to pay bills or make purchases in other countries.

Key Benefits and Features

How Does Xoom Compare to Its Competitors?


Xoom is a great option for those who need to send money overseas quickly and securely.

It offers competitive exchange rates and low fees, as well as a user-friendly mobile app and 24/7 customer support.

Xoom is a great alternative to other money transfer services, such as Western Union and MoneyGram.

Help & Support

What is Xoom?
Xoom is a digital money transfer service that allows you to send money to friends and family around the world quickly, securely, and at a low cost.
How do I send money with Xoom?
You can send money with Xoom in three easy steps: 1) Enter the amount you want to send, 2) Choose the recipient’s country, and 3) Enter the recipient’s information. You can also add a message to the recipient if you’d like.
How long does it take for the money to arrive?
The amount of time it takes for the money to arrive depends on the country you’re sending to. Generally, it takes 1-3 business days for the money to arrive.
What payment methods can I use to send money?
You can send money with Xoom using your bank account, debit card, or credit card.
What countries can I send money to?
Xoom currently supports sending money to over 70 countries around the world.
How do I track my money transfer?
You can track your money transfer by logging into your Xoom account and clicking on the “Track” tab. You can also track your transfer by entering the tracking number you received when you sent the money.
What is the Xoom Money-Back Guarantee?
Xoom offers a Money-Back Guarantee for all money transfers. If your money transfer is not delivered within the promised delivery time, Xoom will refund the full amount of your transfer, including all fees.

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